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The following policies apply under both jurisdictions and are available in English.

Terms of ServicePrivacy PolicyData Processing AgreementAcceptable Use PolicyAI TermsMessaging PolicySubprocessors

Neobiz Subprocessors

Version: 2026-07-1

Neobiz engages the following subprocessors to provide the Service. Each is bound by data-protection terms substantially as protective as our DPA.

Subprocessor Service provided Data processed Processing region DPA status
Microsoft Azure (host) Cloud hosting / database / storage All tenant + account data Indonesia (primary) Microsoft Online Services DPA
Anthropic AI model inference (primary) Prompt context for AI features (no member identifiers beyond what the feature requires) Singapore (ap-southeast-1) Required pre-launch — zero-retention/no-training (checklist §4.1)
Microsoft Azure OpenAI AI model inference (failover) As above Singapore / Indonesia per availability Microsoft Online Services DPA (checklist §4.1)
Resend Transactional + campaign email Recipient email, message content, delivery events per provider Confirm DPA
Qiscus (BSP) WhatsApp / SMS dispatch (default IDR) Recipient phone, message content, delivery receipts Indonesia / per provider Confirm DPA
Twilio (BSP, alt) WhatsApp / SMS dispatch As above per provider Confirm DPA
Stripe Subscription billing / payments Billing contact, payment metadata per provider Stripe DPA
Firebase Cloud Messaging / APNs Mobile push delivery Device tokens, notification content per provider Confirm terms

Notes. (1) iSeller payment rails (where used for member-facing commerce) operate under their own licensing/compliance (BI PJP/PJSP) — confirm whether they are a subprocessor or an independent controller for payment data. (2) Update this table whenever a BSP or AI provider is added or swapped, and give merchants notice per DPA §7.3.

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